Are you in one of the situations below? The private market may be for you.

• Missed Open Enrollment

• Are between jobs

• Are waiting for new employee benefits to kick in

• Don’t have the budget for major medical plans

• Don’t want to pay for benefits they don’t need

• Are waiting for Medicare

There are a number of options in the private market

Whats the difference?

The private insurance market operates outside of the Marketplace. These plans are good for healthy individuals that are looking for emergency coverage. Private/ Short term health insurance plans are not required to follow the rules of the Affordable Care Act.

Quick Facts

Can enroll anytime as soon as next day
Large PPO Networks
Flexible coverage options
No contract, can have 30 days - 3 years

About the Private insurance plans

Private/Short term insurance plans do not provide as comprehensive coverage as you may find on the marketplace, although healthy individuals that are looking for emergency coverage will find more flexibility, larger networks, and lower costs in the private market.

Common exclusions in the private market:

Pre-Existing Conditions
Mental Health
Maternity

Allstate Health is the preferred carrier with Help With Health Insurance. Check out their brochure below

Click here to view Allstate Health Brochure

Specific Questions about Pre-existing conditions?

Pre-Existing Conditions / Limitations / Exclusions

Check out the boring PDF below to get specific information on the types of limits and exclusions found in some private market plans.

Download or read below

Contact/Schedule

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