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• Missed Open Enrollment
• Are between jobs
• Are waiting for new employee benefits to kick in
The private insurance market operates outside of the Marketplace. These plans are good for healthy individuals that are looking for emergency coverage. Private/ Short term health insurance plans are not required to follow the rules of the Affordable Care Act.
Private/Short term insurance plans do not provide as comprehensive coverage as you may find on the marketplace, although healthy individuals that are looking for emergency coverage will find more flexibility, larger networks, and lower costs in the private market.
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